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Happy International Women's Day
In 1920, women earned the right to vote. In 1974, single and divorcedwomen were finally able to get a credit card without needing a male cosigner. We’ve come a long way, and this year we are celebrating International...
Read MoreTurn Your RMDs into Charitable Donations
If you dream of your financial legacy leaving a lasting impact on the world, there's a way you can make a difference. You can use your Required Minimum Distribution (RMD) to make charitable donations, a strategy that could benefit...
Read MoreWhat Happened to the Recession?
Sir John Templeton once said, "The four most expensive words in investing are: ‘This time it’s different."1 And normally, I would agree. But it seems like the phrase, "This time it’s different," may actually apply to...
Read MoreFinancial Watch | January 2024
5 Ways to Boost Financial Wellness in 2024 Similar to your physical and mental health, your financial well-being can benefit from incorporating healthy habits as you seek to head off challenges and remain on track toward your goals....
Read MoreCongress Set for a Busy January
Will January headline risk lead to more Volatility?
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New Retirement Contribution Limits for 2024
The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels. Individual Retirement...
Read MoreSocial Security Announces 2024 COLA
The Social Security Administration has announced a 3.2% Cost of Living Adjustment (COLA) for 2024. This adjustment means the average Social Security retiree beneficiary will see their monthly check increase by about $57 to $1,849,...
Read MoreYou’re Invited: IN THE ROOM with Dr. Jeremy Siegel
You’re invited to an exclusive conversation with Jeremy Siegel, professor, writer, Senior Economist with Wisdom Tree, and renowned expert on the economy and financial markets. Siegel’s research on the superior value of...
Read MoreWhy August Can Be a Volatile Month
Why is August a volatile month? One simple reason: many people are on vacation. And when people are out of the office, the financial markets often see less trading, which can cause big price swings following news events. The Fitch...
Read MoreSoccer Goalies and Portfolios
Investing can feel like being on a soccer field facing penalty kicks – exhilarating, nerve-wracking, and uncertain. Just like soccer goalies, investors encounter moments of volatility that may tempt them to make impulsive moves.
Read MoreWhat's Your Risk Number?
Everyone has a Risk Number whether they know it or not. Your tolerance for market volatility is unique. We use a risk assessment built upon a Nobel Prize-winning framework, and you can do it yourself in just a few minutes. It’s...
Read MoreDon't Watch The Markets Too Closely
One of my favorite Warren Buffett quotes is, “Remember that the stock market is a manic depressive.”What he’s suggesting is that stock prices can sometimes swing wildly from day to day in response to even minor news....
Read MoreExplore Tax-Loss Harvesting this April 15th
Are You Using Your Lossesto Your Advantage?What is tax-loss harvesting?Tax-loss harvesting is a strategy that helps you reduce the taxes you owe on the capital gains from one investment with the capital losses from a different...
Read MoreInflation Is Trending Lower. Now What?
The December inflation report had some encouraging news. It showed that consumer prices trended lower for the month, but more importantly, it confirmed that overall prices have been trending lower for the past six months.Now the ball...
Read More1% Moves in S&P 500
If you’ve felt like stock prices were a little more volatile in 2022 than in recent years, your “spidey senses” are right on the money.The S&P 500 has posted 81 daily moves of at least 1% through August. Of those...
Read MoreAre Capital Gains Taxes Changing?
There are a lot of questions about President Biden’s Build Back Better plan and potential tax law changes, including an adjustment to capital gains taxes.One of the proposals Congress is considering sets the top rate for taxing...
Read MoreChanging Your Beneficiaries
CHANGE YOUR BENEFICIARIES Even after your estate planning is complete, it's important to keep your beneficiaries updated and change them as necessary. Updating your beneficiaries listed throughout your estate plan can help ensure no...
Read MoreFind the Right Insurance Plan For You
HSA vs PPO Open enrollment is coming up soon, and it's important to know about all your insurance plan options before deciding which one is right for you. Two options you could have are a Health Savings Account plan (HSA) and a...
Read MoreProtect Yourself From Identity Theft
5 WAYS TO DEFEND AGAINST IDENTITY THEFT You've probably heard about identity theft, but you may not know what it is or how to protect against it.First, let's talk about what identity theft is. Identity theft occurs when someone steals...
Read More401(k) Millionaires
Your workplace retirement account can play a critical role in your overall retirement strategy. However, some have gone further with the accounts than others, especially recently.CNBC reported on findings that place 401(k) accounts at...
Read MoreA Wall of Worry
Have you ever heard the Wall Street expression, "markets climb a wall of worry?"It's the idea that financial markets are constantly on edge. Traders fret about how long a market rally can continue before it runs into trouble. Worry...
Read MoreThe Roth IRA’s Secret Tax Benefits That Everyone Should Know
1. Tax-Free WithdrawalsMoney that goes into a Roth IRA is after-tax dollars. Because you've already paid taxes on that money, once it is withdrawn, it comes out tax-free. There are some restrictions on those withdrawals if you want to...
Read MoreLooking at Flexible Long-Term Care Options
For many retirees, long-term care insurance can offer a helpful safety net for protecting retirement income in the event of a serious illness or incapacitation. Clients often have concerns when it comes time to plan, like not...
Read MoreA 6.1% Bump in Social Security?
The news keeps getting better for Social Security recipients.It's now projected that benefits will increase 6.1% in 2022, up from the 4.7% forecast just two months ago. That would be the most significant increase since 1983.1...
Read MoreConducting Your Mid-Year Financial Checkup
With June officially behind us, it’s time to face the facts: we’re headed toward the second half of 2021. While there’s still plenty of time to enjoy the rest of summer, we encourage you to slow down and check up on...
Read MoreInflation & the Real Rate of Return
The real rate of return is an important personal finance concept to understand.It’s the rate of return on your investments after inflation. The real rate of return indicates whether you are gaining or losing purchasing power...
Read MoreWill Social Security Be Enough to Live On?
Just because Social Security may exist when you start to draw benefits doesn’t mean it can be your exclusive retirement income source. How much you’ll spend during retirement will depend on a host of factors—the...
Read MoreLooking at Flexible Long-Term Care Options
For many retirees, long-term care insurance can offer a helpful safety net for protecting retirement income in the event of a serious illness or incapacitation. Clients often have concerns when it comes time to plan, like not...
Read More5 Steps to Being Financially Healthier
Try these 5 strategies to gain financial health. Being financially healthy looks different for everyone and every life stage. But what almost everyone can agree on are the benefits of creating positive habits to improve the health of...
Read MoreHow much will college cost?
It’s no secret that college tuition is on the rise. In fact, the U.S. Department of Education predicts that by 2030 that annual public tuition will be around $44,000, which means that a four-year degree will cost around $205,000...
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