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Products & Services

At Cornerstone Financial Advisers, we provide assistance in the following areas:

Do you have your corners covered?

Financial Needs Cornerstones

  • Building Your Nest Egg — We utilize professional money management firms to manage your fee-based investments which are tax efficient and well diversified. 
  • Protecting You and Your Family — We help you develop a plan to maintain and preserve your assets, retaining the lifestyle you are accustomed to for your spouse and heirs.
  • Receiving a Paycheck for Life — Provided by insurance products and subject to insurer's financial strength. We understand and want to address common concerns about outliving your assets. Our team strives to provide a steady income from your portfolio and to plan efficient withdrawals during your retirement years.


  • Managed Money Accounts
  • Mutual Funds
  • Bonds
  • Common Stock
  • Educational IRA
  • Brokerage Accounts
  • Traditional IRA
  • Roth IRA
  • Simple IRA
  • Government Securities
  • Fixed Annuities
  • Variable Annuity

Investment Planning

  • Retirement Plans
  • Tax Plans
  • 401(k) Planning
  • 403(b) Planning
  • College Plans
  • Estate Plans
  • Money Purchasing Plans
  • Profit Sharing Plans


  • Disability Income Insurance
  • Life Insurance
  • Long-Term-Care Insurance

Tax Planning

Tax preparation and planning provided by Darryl Carter & Associates, Inc.

  • Tax Return Preparation and Planning
  • State Tax Return Preparation
  • Representation Before the IRS
  • Investment Planning Using Tax Efficient Strategies
  • Business Start Up Consulting
  • Small Business Accounting Services
  • IRS and State Tax Audits
  • Income, Gift and Estate Tax Returns